Taking into consideration the benefits of both vaults, my question is, how does the team plan to balance short-term yield demand (from the stablecoin vault) with long-term ecosystem alignment (from BTC exposure)?
I appreciate the opportunity to weigh in on the new GAIN Vault proposal! Both the Stablecoin Vault and BTC Vault present unique advantages. The Stablecoin Vault, targeting a ~15-20% APR, seems like a great way to enhance the DAO’s resilience against market volatility, especially in uncertain economic times. On the other hand, the BTC Vault offers a more conservative approach with a ~5% APR, which could be beneficial for long-term exposure to Bitcoin as a leading asset.
I’m particularly interested in how the real-world asset strategies will be implemented in both vaults. It would be great to understand more about the risk management strategies in place for the Stablecoin Vault, given the potential for market fluctuations. Overall, I believe both options could significantly contribute to the growth and stability of KernelDAO. Looking forward to seeing how the community votes on this!
I tried to carefully read through this proposal, and the conclusion I came to is that its structure is truly professional and well thought out. I believe addressing the diverse needs of the community is a major strength, and by presenting two options with different levels of risk and return, those needs have been effectively covered.
Personally, I’m more interested in pursuing the Stablecoin Vault, since maintaining the value of my capital during bear markets is really important to me. However, the positive impact of the BTC Vault also shouldn’t be overlooked.
Now, a question that came to mind, and I’d be happy to hear more about is this:
How will balance be maintained in capital allocation between the two vaults if the majority of users gravitate toward one option (e.g., the Stablecoin Vault)?
Are there any incentives in place to help keep TVL relatively balanced between both vaults?
Both vaults are excellent options.
Both are nice but me as a person will like more yield in investment on stable coins rather than on Bitcoin
BTC exposure with passive income potential, KernelDAO can attract Bitcoin-native users and tap into one of the largest and most loyal communities in crypto.
the whole idea of a community vote is important cause of its inclusivity of the people that matter. both options are great and personally i would like the stablecoin vault cause of its higher APR.
I will vote on stable coin vaults because it gives The higher yield and it’s lower volatility will attract both new and existing users, especially those seeking stable returns in uncertain markets and it will insulate the DAO from crypto market downturns.
Nice proposal by the team, but I would like to tilt to the angle of stablecoin vault other than the BTC vault because it is less volatile and will bring about more yields.
These two options are amazing and can help attract more users to the ecosystem.
After going through everything, I would suggest based on my own personal experience that the core team start with the Stablecoin Vault first and later develop the BTC Vault.
Usually, when it comes to vaults there are more active users in the stablecoin niche who are constantly seeking better offers and more reliable protocols, so it will be easier for us to grow and learn from the experience which Core team will later apply when developing the BTC vault
1 Like
The above listed are very good ideas but I personally will go for the stable coin vault gain as it involves high profits but also a community vote will be a fair and nice move to determine the decision to know if it aligns with the suggestions
At first glance, it seems to me that Both offer good diversification via RWA strategies, but I will choose Stablecoin Vault. Its fixed value brings more predictable revenue to the DAO, reducing the impact of crypto market volatility and creating a stable platform for sound growth, especially with unclear market conditions.
The community favors launching the stablecoin vault first due to its higher yields and lower volatility, making it a strategic and steady option for growing KernelDAO’s TVL.
Have you considered the potential impact of market volatility on the Stablecoin Vault’s targeted APR, given the inherent risks associated with RWA-backed strategies? Would be great to see some stress testing or scenario analysis to ensure the vault’s resilience in different market conditions.
For the BTC Vault, it’d be helpful to know more about the specific strategies for generating yield on BTC holdings. Would the returns come from lending, staking, or other mechanisms? Clarifying this could help users better understand the risks and opportunities associated with the BTC Vault.
Great!. I love the fact that the community is given the opportunity to vote, in this way a fair conclusion can be made.
The proposal outlines two compelling options for the next GAIN vault, each catering to different user need
Regarding the BTC Vault, the 5% APR seems relatively conservative. Would there be potential for yield optimization or compounding opportunities in the future?
The stablecoin vault expected profit seems to be more appeasing considering the high yield and minimal volatility which guarantees less risk.
It’s definitely one I’m looking at
For me is Superb proposal that shows how DeFi should evolve giving users options based on risk appetite and long-term vision. Stablecoin vault brings steady income and shields us from market swings, while the BTC vault lets us earn without losing exposure. It’s about letting capital work smarter, not harder. Kernel’s bridging Web3 with real-world logic 
I must say it’s a great strategy offering sustainable, real-world yields through structured credit and RWA-backed strategies more so I must recommend the proposal benefit